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All the right account solutions to save you time and money and keep your business growing.

Business Checking

  • Designed for businesses with moderate transaction activity
  • $200 minimum balance to open account
  • $5,000 daily minimum balance to waive maintenance fee, otherwise $17.00 per month
  • Up to 100 free checks per month. $0.30 per check over 100
  • View and print free check images and statements with our online banking system

Business Interest Checking

  • Interest bearing checking account for sole proprietors, non-profit, and governmental agencies
  • $200 minimum balance to open account
  • $3,500 daily minimum balance to waive maintenance fee, otherwise $16.00 per month
  • $0.20 per check if daily minimum balance is not maintained
  • View and print free check images and statements with our online banking system

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Business Analysis Checking

  • A full service account for businesses who write 200 or more checks per month, and who require additional depository services
  • Earnings allowance used to offset charges for check processing, cash vault services, deposits, account maintenance, monthly maintenance fee of $15.00 and other bank services
  • $200 minimum balance to open account

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Attorney Client Trust

  • Interest bearing checking account for California attorneys and law firms that receive and disburse client funds
  • $200 minimum balance to open account
  • $15.00 maintenance fee regardless of balance. Fee is deduced only from the interest earned
  • Interest is compounded daily and paid monthly. Interest less maintenance fee is remitted to the State Bar Master Fund after the account’s monthly cycle

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Business Money Market Account

  • $2,500 minimum balance to open account
  • $2,500 daily minimum balance to waive maintenance fee, otherwise $15.00 per month
  • Up to 3 checks per month
  • Variable interest rate, paid according to the tiers on the account. Interest compounded daily and paid monthly
  • Unlimited withdrawals if made in person or at an ATM. Up to 3 if made by telephone or POS/ACH



 


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1.The opening of any 1st Centennial Bank account is subject to approval